The romantic notion of living in a van can quickly collide with the reality of budgeting and financial planning if you don't get ahead of it. Embracing the freedom of the open road and the allure of a minimalist lifestyle, is intoxicating, but there are bills you need to pay even when breaking from the conventional life of a house. In this article, we'll delve into the nitty-gritty details of how much van life actually costs, covering both monthly expenses and additional costs that might not be immediately apparent.
NOTE: You will notice I did not put food into this article, I've spoken with several vanlifers about their food costs per month and it ranges from $200-$1500 month. If you have a van, this cost most likely won't change from your current situation, unless you decide to eat out often.
Campfire at sunset while posted up in BLM of California. Photo by Dalton Johnson
Monthly Costs:
Fuel: $400/month
The cost of fuel is a significant factor, varying depending on the distance traveled and the efficiency of the van. I have paid more than $1500 in a single month when I was driving a ton!
Insurance: $75-200/month
Insurance costs fluctuate based on factors such as the type of coverage, location, and the van's value. Also, heading south of the border, you need Mexican insurance, so that feels like a double whammy.
Propane (for heater and cooking): $15/month
For those relying on propane for heating and cooking, budgeting for this necessity is crucial, but propane goes a long ways. Unless it is very cold, I would say I fill my two tanks once every three months, which costs about $45 each time.
Internet (e.g., Starlink): $150/month
Maintaining an internet connection, especially for remote work or entertainment, is a common expense. A double edge sword, but if you don't have this, you'll become a coffee shop worker.
Hotels and/or Campgrounds: $300
While van lifers often aim to park in free or low-cost spots, occasional stays at hotels or campgrounds may be necessary for amenities, a change of pace, and most often a shower.
Van Payment (if you buy a new one): $400-700/month
Financing a new van adds a significant monthly expense. Used van buyers might avoid this cost.
Water: Typically free, but costs may arise (e.g., $20-30/month in Baja)
Total Monthly Costs of Van Life: $1,400 - $2,100
The average costs of living van life month to month is around $1,400-$2,100, but I will say from personal experience you can do this significantly cheaper (the lowest I ever got down to was $435/month including food) and I have heard rumors of $5k-10k a month for those who want to live a lavish life on the road.
Additional Costs:
Oil Changes: $300-400/year
Regular maintenance, including oil changes, is essential to keep the van running smoothly.
Tire Rotations: $0-150/year
Some places offer free tire rotations, but it's wise to budget for this regular maintenance expense.
Registration: California is between $300-500/year
Vehicle registration fees can vary by state, and it's crucial to factor this into the annual budget.
Upgrades: $1000-3000/year
Vanlifers often find themselves making modifications and improvements to enhance comfort and functionality. I know I do this often!
New Batteries: $400-1000 every 5 years
Replacing batteries for your solar is a periodic expense for those relying on them for power needs.
Tires: $1000/18 months
Regular tire replacements are necessary, and costs can vary based on the type and brand of tires.
Total Additional Costs of Van Life For The Year: $3,000 - $5,000
Total Cost of Living Van Life for a Single Year: $19,800 - $30,200 (not including food)
Making time to watch the sunset from the top of the van while on the road. Photo by Dalton Johnson
While the allure of van life is undeniable, it's crucial to approach it with realistic expectations, especially when it comes to finances. The costs outlined above are general estimates, and actual expenses can vary based on personal choices and circumstances. By carefully budgeting and planning for both monthly and additional costs, van lifers can better enjoy the freedom of the open road without the stress of unexpected financial burdens.
